Last Updated: February 20, 2026 | Governing Law: Province of Ontario, Canada.
Welcome to CovitaLife (lifemaply.sbs). By accessing our website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.
CovitaLife operates as an authorized independent broker, helping you find and enroll in health, dental, and life insurance plans from respected Canadian carriers. We focus on providing clear, accurate information so you can choose the best coverage for your needs.
When you submit an application, you agree to provide complete and accurate details. Sharing false or incomplete information can lead to complications with your carrier, including denied claims or canceled policies.
While we work to help you find the best coverage, final decisions—including claim approvals and benefit caps—are determined by your chosen insurance carrier. CovitaLife is not responsible for any disputes or out-of-pocket costs that arise from carrier decisions.
These terms and any disputes related to our services are governed by the laws of the Province of Ontario and the federal laws of Canada. All legal proceedings will take place in the province's competent courts.
For any questions regarding our terms or business operations, please reach out to us at [email protected].